Africa's Payment Enablement Partner

Your payments programme.
Fast, compliant, and at scale.

QuicPay is a Payment Enablement Partner — the bridge between banking infrastructure and your business. We bring together accounts, payments, card issuing, and compliance so that fintechs, retailers, marketplaces, and gig-economy platforms can launch financial services across Africa without the complexity.

Become a Partner Explore the Platform

QuicPay

R 4,820

Today's sales

Txns

Avg

R102

Float

R650

💳

TAP TO PAY

🔌

API-FirstRapid integration

🛡️

CompliantBuilt-in regulatory controls

🌍

Pan-AfricaScalable across markets

Programme Management

The full payments stack, managed for you.

As your Payment Enablement Partner, QuicPay brings together the infrastructure, licences, compliance, and partner relationships — so you can focus on your customers, not the plumbing.

🏦

Business & Personal Wallets

Open, manage, and service multi-tier wallets instantly via API. Give your customers a fully branded account experience.

⚡

Payments & Collections

Real-time payments, collections, settlements, and payout orchestration — all through a single integration.

💳

Cards — Physical & Virtual

Issue branded debit cards with flexible card-level controls. Extend your brand into every wallet.

🔧

Spend Controls

Set transaction rules, category limits, velocity limits, and real-time authorisation logic — programmatically.

🔄

Reconciliations

Automated settlement and transaction reconciliation across all partners and use-cases. Clean books, always.

📊

Analytics & Reporting

Transaction insights, behavioural analytics, and partner dashboards to drive smarter business decisions.

📱

Value-Added Services (VAS)

Enable your merchants to sell airtime, data bundles, electricity tokens, and bill payments directly at the terminal — creating additional revenue streams beyond card payments.

🎟️

OTT Vouchers

Issue and redeem OTT digital vouchers at your merchant locations — bridging cash customers to the digital economy. Customers buy a voucher with cash and use it to pay online at 80+ brands, with no card or bank account required.

Everything included

Why QuicPay?

We deliver consistent experience, deep integration capability, and regulatory compliance — so your business can scale without the complexity of building your own banking systems.

Feature	Standard Card Machines	QuicPay
Card Payments	✓	✓
Inventory Management on Terminal	✗	✓ Full catalogue & stock tracking
Cash Withdrawal / Cash-Out	✗	✓ Earn commission per withdrawal
Buy Now Pay Later at POS	✗	✓ SA-exclusive at POS
Digital Wallet Ecosystem	✗	✓ Integrated digital wallet
Merchant Float Account	✗	✓ Pay suppliers, run payroll

The Platform

Three powerful sections, one terminal

Every QuicPay terminal ships with all three sections active — no activation fees, no module subscriptions.

Section 01

🏧

Cashback & Withdrawal

Turn your store into a community cash-access point. Customers withdraw using any Visa or Mastercard debit card — you earn a commission on every transaction.

Visa & Mastercard withdrawal at your till
Digital wallet cash-out supported
Cash stays in your till; digital credit settles via our platform
Daily float reconciliation automated on the Nexus dashboard
Increases foot traffic — withdrawal customers buy more

Section 02

📦

Sales & Inventory Management

A full embedded POS and mini-ERP system built directly into the terminal. No separate tablet, no third-party app, no integration headaches.

Product catalogue with categories, prices & stock quantities
Multi-item basket processing at the till
SARS-compliant VAT receipts printed or sent via SMS
Real-time stock updates across all locations
Low-stock alerts & best-seller reporting

Section 03

💳

Checkout, Payments & BNPL

Accept any payment type — once-off, recurring, or in instalments. The most complete payment collection stack available at a South African POS terminal.

Card, wallet, QR & contactless payments
Payment links sent via SMS or WhatsApp for remote checkout
Buy Now Pay Later — merchant paid upfront, customer pays in instalments
BNPL integrated at point of sale — exclusive to our platform

The Ecosystem

Your store becomes a digital cash node

Beyond payments, QuicPay connects you to a powerful digital ecosystem — converting physical cash into circulating digital value, and earning you a commission at every step.

💸

Cash-In Agent Commission

Earn 0.5%–1% on all cash-in volumes processed at your store. On R2 million monthly volume, that's R10,000–R20,000 back to you every month.

Up to R20,000/month

🎟️

Digital Voucher System

Issue store-value vouchers that lock in future spend, open-network vouchers redeemable across the digital payment network, employer bulk vouchers for staff wages, and micro-vouchers for coin change — no smartphone or bank account required.

🏦

Merchant Float Account

Your daily settlements credit a digital Merchant Float Account — not a bank account. Pay suppliers directly, run payroll via PayMaster, send cross-border remittances, or draw to any SA bank account on demand.

🔄

Daily Float Sweep

Daily cash collection from your stores is coordinated so you never hold excess cash overnight. Your agent cash is kept on a segregated digital ledger — clean accounts, clean compliance.

The opportunity

South Africa is ready.
Is your business?

Millions of South African businesses — from spaza shops to stokvels to growing retailers — are underserved by traditional financial institutions. QuicPay exists to close that gap, putting enterprise-grade payments infrastructure in the hands of every merchant.

Join the Movement

11M+

Adults excluded from formal banking in South Africa

R50B+

Estimated annual stokvel savings in SA — largely cash-based

40%

Of Africa's total fintech revenue generated in South Africa

3-in-1

Payments, inventory & cash-out — all on one terminal, one plan

Pricing

Transparent, all-inclusive pricing

All three platform sections are included on every terminal. Choose how you want to acquire your device, then pick the platform plan that fits your business.

Step 1 — Choose how you get your terminal

Platform software fees apply in addition to the terminal option below.

Outright Purchase

R 3,499 once-off

Own your terminal outright. Pay once, no monthly device fee — only your platform plan applies.

Full ownership from day one
No device rental obligation
Best total cost over 24+ months
Replacement cover available

Best for: Established businesses

Most Flexible

18-Month Instalment

R 299 / month (device)

Spread the cost of your terminal over 18 months. No large upfront outlay — just add your platform plan on top.

Low entry cost — no big deposit
Terminal yours after 18 months
Upgrade option at term end

Best for: Growing businesses

24-Month Instalment

R 249 / month (device)

The lowest monthly device payment. Spread over 24 months, with your platform plan billed separately.

Lowest monthly hardware commitment
Terminal yours after 24 months
Upgrade option at term end

Best for: Startups & new merchants

Step 2 — Choose your platform plan

Added monthly to your chosen terminal option above. All plans include all 3 platform sections.

Starter

R 149 / month

For spaza shops and informal traders getting started with smart POS.

1 QuicPay smart terminal
All 3 platform sections included
Card, NFC & QR payment acceptance
Sales & inventory reporting
Daily settlement
Email & WhatsApp support

E.g. on 24-month deal: R249 + R149 = R398/month total

Get Started

Built with the right partners

QuicPay's platform is powered through deep strategic partnerships with leading fintech and payments infrastructure providers.

Finance7Seven

Payments Infrastructure Partner

Finance 7 Seven provides the core payments processing and settlement infrastructure underpinning the QuicPay platform — enabling real-time transaction flows, reconciliation, and payout orchestration across South Africa.

Appiawave

Smart POS & Ecosystem Partner

Appiawave powers QuicPay's smart terminal deployment — bringing cashback, inventory management, BNPL, and digital wallet capabilities directly to merchant points of sale across the country.

Your payments programme.Fast, compliant, and at scale.